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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,812 | $133,998-83.0% | $112,263-79.7% | $134,545-83.0% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -22.90% | 47.17%-70.1pp | 27.49%-50.4pp | 418.37%-441.3pp |
| Employer contribution / active EE | $1,627 | $4,040-59.7% | $3,636-55.3% | $4,742-65.7% |
| Participant deferral / active EE | $3,623 | $5,292-31.5% | $4,729-23.4% | $6,401-43.4% |
| Admin fee / account holder | $67 | $7,493-99.1% | $6,410-99.0% | $11,431-99.4% |