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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,175 | $157,296-70.0% | $141,191-66.6% | $152,897-69.1% |
| Participation rate | 56.3% | 84.8%-28.6pp | 82.5%-26.2pp | 82.5%-26.2pp |
| Annual return | 25.99% | 64.34%-38.3pp | 71.41%-45.4pp | 345.43%-319.4pp |
| Employer contribution / active EE | $1,725 | $5,262-67.2% | $4,736-63.6% | $4,764-63.8% |
| Participant deferral / active EE | $5,224 | $7,111-26.5% | $6,710-22.2% | $5,851-10.7% |
| Admin fee / account holder | $531 | $12,125-95.6% | $10,264-94.8% | $11,599-95.4% |