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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,053 | $70,121-82.8% | $63,803-81.1% | $138,895-91.3% |
| Participation rate | 66.7% | 77.2%-10.5pp | 72.7%-6.0pp | 79.9%-13.3pp |
| Annual return | 24.53% | 946.48%-921.9pp | 543.72%-519.2pp | 145.39%-120.9pp |
| Employer contribution / active EE | $2,252 | $2,882-21.9% | $2,532-11.1% | $4,194-46.3% |
| Participant deferral / active EE | $5,051 | $4,535+11.4% | $3,843+31.4% | $6,396-21.0% |
| Admin fee / account holder | $40 | $6,738-99.4% | $5,196-99.2% | $12,562-99.7% |