Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,487 | $118,467-92.8% | $98,450-91.4% | $139,456-93.9% |
| Participation rate | 47.1% | 77.5%-30.4pp | 75.2%-28.1pp | 80.3%-33.3pp |
| Annual return | 17.28% | 18.95%-1.7pp | 21.16%-3.9pp | 373.45%-356.2pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $1,614 | $5,393-70.1% | $4,739-65.9% | $6,711-76.0% |
| Admin fee / account holder | $1,690 | $14,057-88.0% | $8,961-81.1% | $11,407-85.2% |