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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,506 | $152,597+64.2% | $117,533+113.1% | $134,532+86.2% |
| Participation rate | 75.0% | 77.1%-2.1pp | 70.6%+4.4pp | 81.2%-6.2pp |
| Annual return | -15.16% | 53.04%-68.2pp | 29.77%-44.9pp | 418.27%-433.4pp |
| Employer contribution / active EE | $780 | $5,576-86.0% | $4,179-81.3% | $4,741-83.5% |
| Participant deferral / active EE | $12,990 | $4,821+169.4% | $4,072+219.0% | $6,401+102.9% |
| Admin fee / account holder | $3,499 | $7,007-50.1% | $5,647-38.0% | $11,429-69.4% |