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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,155 | $176,688-30.3% | $130,660-5.7% | $152,897-19.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 27.18% | 2693.08%-2665.9pp | 1709.29%-1682.1pp | 345.43%-318.3pp |
| Employer contribution / active EE | $6,586 | $5,743+14.7% | $4,092+60.9% | $4,764+38.3% |
| Participant deferral / active EE | $9,500 | $4,362+117.8% | $3,603+163.7% | $5,851+62.4% |
| Admin fee / account holder | $1,555 | $7,131-78.2% | $5,463-71.5% | $11,599-86.6% |