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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,399 | $70,486-24.2% | $100,535-46.9% | $79,856-33.1% |
| Participation rate | 69.6% | 73.6%-4.0pp | 79.4%-9.8pp | 69.6%0pp |
| Annual return | 19.55% | 21.90%-2.3pp | 30.90%-11.3pp | 31.71%-12.2pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $10,463 | $5,182+101.9% | $6,271+66.8% | $3,741+179.7% |
| Admin fee / account holder | $1,754 | $4,480-60.8% | $8,085-78.3% | $5,306-66.9% |