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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,858 | $96,388-74.2% | $80,627-69.2% | $139,466-82.2% |
| Participation rate | 53.3% | 73.6%-20.3pp | 67.0%-13.7pp | 80.3%-27.0pp |
| Annual return | 27.73% | 1352.08%-1324.4pp | 936.76%-909.0pp | 373.66%-345.9pp |
| Employer contribution / active EE | $4,815 | $3,260+47.7% | $2,723+76.9% | $4,754+1.3% |
| Participant deferral / active EE | $3,796 | $5,224-27.3% | $4,443-14.6% | $6,712-43.4% |
| Admin fee / account holder | $519 | $6,603-92.1% | $5,381-90.4% | $11,409-95.5% |