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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,562 | $93,117-66.1% | $77,096-59.1% | $134,532-76.5% |
| Participation rate | 61.1% | 74.5%-13.4pp | 67.9%-6.8pp | 81.2%-20.1pp |
| Annual return | -1.43% | 62.67%-64.1pp | 42.35%-43.8pp | 418.27%-419.7pp |
| Employer contribution / active EE | $675 | $3,420-80.3% | $2,814-76.0% | $4,741-85.8% |
| Participant deferral / active EE | $2,650 | $5,241-49.4% | $4,429-40.2% | $6,401-58.6% |
| Admin fee / account holder | $679 | $6,948-90.2% | $5,428-87.5% | $11,429-94.1% |