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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,427 | $100,203-56.7% | $85,240-49.1% | $145,897-70.2% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 16.12% | 84.28%-68.2pp | 66.75%-50.6pp | 552.29%-536.2pp |
| Employer contribution / active EE | $2,131 | $3,242-34.3% | $2,735-22.1% | $4,663-54.3% |
| Participant deferral / active EE | $2,859 | $5,299-46.0% | $4,527-36.9% | $6,689-57.3% |
| Admin fee / account holder | $3,242 | $7,265-55.4% | $6,165-47.4% | $13,390-75.8% |