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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,427 | $100,073-56.6% | $85,126-49.0% | $145,877-70.2% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 16.12% | 84.11%-68.0pp | 66.63%-50.5pp | 551.28%-535.2pp |
| Employer contribution / active EE | $2,131 | $3,236-34.1% | $2,731-22.0% | $4,663-54.3% |
| Participant deferral / active EE | $2,859 | $5,294-46.0% | $4,523-36.8% | $6,691-57.3% |
| Admin fee / account holder | $3,242 | $7,261-55.4% | $6,160-47.4% | $13,402-75.8% |