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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,427 | $99,921-56.5% | $85,009-48.9% | $145,959-70.2% |
| Participation rate | 57.1% | 74.1%-16.9pp | 67.5%-10.4pp | 80.3%-23.1pp |
| Annual return | 16.12% | 83.89%-67.8pp | 66.47%-50.3pp | 561.95%-545.8pp |
| Employer contribution / active EE | $2,131 | $3,233-34.1% | $2,728-21.9% | $4,661-54.3% |
| Participant deferral / active EE | $2,859 | $5,293-46.0% | $4,522-36.8% | $6,689-57.3% |
| Admin fee / account holder | $3,242 | $7,252-55.3% | $6,153-47.3% | $13,398-75.8% |