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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,383 | $141,004-67.8% | $112,273-59.6% | $139,456-67.5% |
| Participation rate | 60.0% | 79.2%-19.2pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 30.42% | 32.75%-2.3pp | 30.23%+0.2pp | 373.45%-343.0pp |
| Employer contribution / active EE | $1,625 | $4,285-62.1% | $3,431-52.7% | $4,753-65.8% |
| Participant deferral / active EE | $13,181 | $5,878+124.3% | $4,800+174.6% | $6,711+96.4% |
| Admin fee / account holder | $60 | $9,959-99.4% | $7,752-99.2% | $11,407-99.5% |