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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,010 | $80,992-82.7% | $96,534-85.5% | $75,173-81.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 20.74% | 27.05%-6.3pp | 25.88%-5.1pp | 160.72%-140.0pp |
| Employer contribution / active EE | $2,531 | $2,283+10.9% | $2,965-14.7% | $2,671-5.3% |
| Participant deferral / active EE | $5,125 | $3,929+30.4% | $4,851+5.6% | $4,126+24.2% |
| Admin fee / account holder | $1,701 | $6,717-74.7% | $8,253-79.4% | $5,651-69.9% |