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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,236 | $100,805-90.8% | $86,698-89.3% | $134,532-93.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 76.6%+13.4pp | 81.2%+8.8pp |
| Annual return | -4.69% | 29.09%-33.8pp | 35.95%-40.6pp | 418.27%-423.0pp |
| Employer contribution / active EE | $2,609 | $3,490-25.3% | $2,837-8.0% | $4,741-45.0% |
| Participant deferral / active EE | $5,643 | $5,339+5.7% | $4,656+21.2% | $6,401-11.8% |
| Admin fee / account holder | $403 | $10,925-96.3% | $7,493-94.6% | $11,429-96.5% |