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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,936 | $97,550-72.4% | $120,344-77.6% | $87,485-69.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 24.40% | 18.41%+6.0pp | 20.30%+4.1pp | 26.06%-1.7pp |
| Employer contribution / active EE | $3,292 | $2,291+43.7% | $3,020+9.0% | $2,596+26.8% |
| Participant deferral / active EE | $5,367 | $4,230+26.9% | $5,135+4.5% | $4,274+25.6% |
| Admin fee / account holder | $2,055 | $9,543-78.5% | $12,742-83.9% | $7,775-73.6% |