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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,936 | $95,453-71.8% | $112,040-76.0% | $82,448-67.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 24.40% | 23.92%+0.5pp | 24.52%-0.1pp | 41.64%-17.2pp |
| Employer contribution / active EE | $3,292 | $2,318+42.0% | $2,954+11.4% | $2,551+29.1% |
| Participant deferral / active EE | $5,367 | $4,224+27.1% | $5,098+5.3% | $4,139+29.6% |
| Admin fee / account holder | $2,055 | $9,013-77.2% | $12,098-83.0% | $7,234-71.6% |