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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,278 | $49,177-87.2% | $79,466-92.1% | $64,173-90.2% |
| Participation rate | 87.9% | 65.0%+22.8pp | 73.3%+14.5pp | 69.6%+18.3pp |
| Annual return | 0.00% | -1.16%+1.2pp | 718.28%-718.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,377 | $2,076+14.5% | $2,800-15.1% | $2,381-0.1% |
| Participant deferral / active EE | $4,781 | $2,821+69.5% | $3,704+29.1% | $3,470+37.8% |
| Admin fee / account holder | $716 | $3,839-81.4% | $5,104-86.0% | $4,887-85.4% |