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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,174 | $72,639-51.6% | $90,766-61.2% | $66,949-47.5% |
| Participation rate | 98.6% | 73.7%+25.0pp | 75.7%+22.9pp | 69.8%+28.8pp |
| Annual return | 266.41% | -12.28%+278.7pp | -12.16%+278.6pp | 1.57%+264.8pp |
| Employer contribution / active EE | $4,912 | $2,369+107.3% | $2,922+68.1% | $2,545+93.0% |
| Participant deferral / active EE | $12,113 | $3,979+204.5% | $4,565+165.3% | $4,239+185.7% |
| Admin fee / account holder | $515 | $708-27.2% | $8,446-93.9% | $594-13.2% |