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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,343 | $160,059-80.4% | $140,019-77.6% | $135,379-76.8% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.5%-4.2pp | 82.6%+0.7pp |
| Annual return | -9.76% | 911.44%-921.2pp | 651.15%-660.9pp | 519.79%-529.6pp |
| Employer contribution / active EE | $3,948 | $6,420-38.5% | $5,605-29.6% | $4,779-17.4% |
| Participant deferral / active EE | $8,638 | $7,641+13.1% | $6,927+24.7% | $5,609+54.0% |
| Admin fee / account holder | $676 | $13,328-94.9% | $10,705-93.7% | $10,828-93.8% |