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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,918 | $153,769-90.9% | $133,975-89.6% | $273,972-94.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 16.09% | 36.51%-20.4pp | 29.29%-13.2pp | 41.46%-25.4pp |
| Employer contribution / active EE | $4,482 | $6,029-25.7% | $5,211-14.0% | $4,869-8.0% |
| Participant deferral / active EE | $8,281 | $6,958+19.0% | $6,282+31.8% | $5,287+56.6% |
| Admin fee / account holder | $5,936 | $11,765-49.5% | $9,324-36.3% | $10,133-41.4% |