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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,680 | $106,247-29.7% | $96,515-22.6% | $139,466-46.5% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 12.48% | 38.47%-26.0pp | 35.73%-23.2pp | 373.66%-361.2pp |
| Employer contribution / active EE | $2,959 | $4,106-27.9% | $3,740-20.9% | $4,754-37.7% |
| Participant deferral / active EE | $6,056 | $5,456+11.0% | $4,880+24.1% | $6,712-9.8% |
| Admin fee / account holder | $3,826 | $7,885-51.5% | $6,735-43.2% | $11,409-66.5% |