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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,394 | $133,998-53.4% | $112,263-44.4% | $134,545-53.6% |
| Participation rate | 78.6% | 78.6%0pp | 75.1%+3.5pp | 81.2%-2.7pp |
| Annual return | 11.82% | 47.17%-35.4pp | 27.49%-15.7pp | 418.37%-406.6pp |
| Employer contribution / active EE | $2,459 | $4,040-39.1% | $3,636-32.4% | $4,742-48.1% |
| Participant deferral / active EE | $5,624 | $5,292+6.3% | $4,729+18.9% | $6,401-12.1% |
| Admin fee / account holder | $2,806 | $7,493-62.6% | $6,410-56.2% | $11,431-75.5% |