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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,790 | $54,370-82.0% | $82,763-88.2% | $68,490-85.7% |
| Participation rate | 32.4% | 63.9%-31.6pp | 72.6%-40.2pp | 67.9%-35.5pp |
| Annual return | -13.11% | -13.67%+0.6pp | 702.45%-715.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $472 | $2,219-78.7% | $3,008-84.3% | $2,597-81.8% |
| Participant deferral / active EE | $956 | $3,247-70.6% | $4,395-78.2% | $4,028-76.3% |
| Admin fee / account holder | $1,407 | $4,398-68.0% | $5,325-73.6% | $5,403-74.0% |