Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,380 | $60,139-84.4% | $90,461-89.6% | $79,856-88.3% |
| Participation rate | 60.7% | 65.0%-4.3pp | 72.7%-12.0pp | 69.6%-8.9pp |
| Annual return | -6.85% | 71.96%-78.8pp | 1294.76%-1301.6pp | 31.71%-38.6pp |
| Employer contribution / active EE | $532 | $2,069-74.3% | $3,264-83.7% | $2,471-78.5% |
| Participant deferral / active EE | $1,312 | $2,939-55.4% | $3,964-66.9% | $3,741-64.9% |
| Admin fee / account holder | $1,788 | $3,978-55.1% | $5,617-68.2% | $5,306-66.3% |