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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,076 | $150,447-54.1% | $136,298-49.3% | $147,586-53.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.86% | 1049.15%-1036.3pp | 5156.27%-5143.4pp | 578.59%-565.7pp |
| Employer contribution / active EE | $13,375 | $5,256+154.5% | $4,696+184.8% | $4,876+174.3% |
| Participant deferral / active EE | $11,589 | $6,631+74.8% | $6,247+85.5% | $5,439+113.1% |
| Admin fee / account holder | $422 | $10,906-96.1% | $9,244-95.4% | $10,886-96.1% |