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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,287 | $160,028-46.1% | $147,080-41.3% | $145,884-40.9% |
| Participation rate | 68.8% | 84.0%-15.3pp | 82.2%-13.4pp | 80.3%-11.6pp |
| Annual return | 17.04% | 98.60%-81.6pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $3,708 | $5,286-29.9% | $4,933-24.8% | $4,662-20.5% |
| Participant deferral / active EE | $9,468 | $8,422+12.4% | $8,066+17.4% | $6,690+41.5% |
| Admin fee / account holder | $85,927 | $15,030+471.7% | $12,989+561.5% | $13,392+541.6% |