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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,689 | $138,114+22.1% | $125,391+34.5% | $134,545+25.4% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -17.31% | 750.88%-768.2pp | 572.41%-589.7pp | 418.37%-435.7pp |
| Employer contribution / active EE | $2,801 | $5,246-46.6% | $4,816-41.8% | $4,742-40.9% |
| Participant deferral / active EE | $7,788 | $7,801-0.2% | $7,448+4.6% | $6,401+21.7% |
| Admin fee / account holder | $5,124 | $11,570-55.7% | $10,009-48.8% | $11,431-55.2% |