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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,248 | $160,028-54.9% | $147,080-50.9% | $145,884-50.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.27% | 98.60%-84.3pp | 420.17%-405.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,520 | $5,286-52.3% | $4,933-48.9% | $4,662-45.9% |
| Participant deferral / active EE | $4,786 | $8,422-43.2% | $8,066-40.7% | $6,690-28.5% |
| Admin fee / account holder | $6,400 | $15,030-57.4% | $12,989-50.7% | $13,392-52.2% |