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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,711 | $148,629-57.1% | $135,982-53.1% | $139,487-54.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.82% | 79.33%-61.5pp | 68.32%-50.5pp | 373.84%-356.0pp |
| Employer contribution / active EE | $3,910 | $5,247-25.5% | $4,859-19.5% | $4,755-17.8% |
| Participant deferral / active EE | $7,315 | $8,102-9.7% | $7,760-5.7% | $6,713+9.0% |
| Admin fee / account holder | $10,889 | $12,406-12.2% | $10,767+1.1% | $11,407-4.5% |