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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,248 | $159,934-54.8% | $147,005-50.9% | $145,959-50.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.27% | 98.24%-84.0pp | 418.76%-404.5pp | 561.95%-547.7pp |
| Employer contribution / active EE | $2,520 | $5,287-52.3% | $4,934-48.9% | $4,661-45.9% |
| Participant deferral / active EE | $4,786 | $8,427-43.2% | $8,070-40.7% | $6,689-28.4% |
| Admin fee / account holder | $6,400 | $15,053-57.5% | $13,006-50.8% | $13,398-52.2% |