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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,705 | $156,927+17.7% | $121,169+52.4% | $139,456+32.4% |
| Participation rate | 66.7% | 76.4%-9.8pp | 69.5%-2.9pp | 80.3%-13.7pp |
| Annual return | 15.10% | 1475.85%-1460.7pp | 986.71%-971.6pp | 373.45%-358.4pp |
| Employer contribution / active EE | $26,340 | $5,542+375.3% | $4,168+532.0% | $4,753+454.2% |
| Participant deferral / active EE | $14,067 | $4,848+190.1% | $4,083+244.6% | $6,711+109.6% |
| Admin fee / account holder | $1,072 | $6,946-84.6% | $5,645-81.0% | $11,407-90.6% |