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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,705 | $156,963+17.7% | $121,204+52.4% | $139,466+32.4% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.5%-2.9pp | 80.3%-13.7pp |
| Annual return | 15.10% | 1476.75%-1461.6pp | 987.18%-972.1pp | 373.66%-358.6pp |
| Employer contribution / active EE | $26,340 | $5,544+375.1% | $4,170+531.7% | $4,754+454.1% |
| Participant deferral / active EE | $14,067 | $4,848+190.1% | $4,083+244.5% | $6,712+109.6% |
| Admin fee / account holder | $1,072 | $6,953-84.6% | $5,651-81.0% | $11,409-90.6% |