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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,208 | $108,942-48.4% | $100,415-44.0% | $145,897-61.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.38% | 58.27%-43.9pp | 49.47%-35.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $3,797 | $4,422-14.1% | $3,943-3.7% | $4,663-18.6% |
| Participant deferral / active EE | $9,108 | $8,461+7.7% | $8,091+12.6% | $6,689+36.2% |
| Admin fee / account holder | $768 | $9,702-92.1% | $7,906-90.3% | $13,390-94.3% |