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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,208 | $108,912-48.4% | $100,383-44.0% | $145,959-61.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.38% | 57.96%-43.6pp | 49.26%-34.9pp | 561.95%-547.6pp |
| Employer contribution / active EE | $3,797 | $4,423-14.2% | $3,944-3.7% | $4,661-18.5% |
| Participant deferral / active EE | $9,108 | $8,451+7.8% | $8,086+12.6% | $6,689+36.2% |
| Admin fee / account holder | $768 | $9,690-92.1% | $7,900-90.3% | $13,398-94.3% |