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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,436 | $124,330-90.0% | $109,173-88.6% | $167,536-92.6% |
| Participation rate | 77.8% | 79.5%-1.7pp | 75.9%+1.9pp | 82.1%-4.3pp |
| Annual return | 18.21% | 26.04%-7.8pp | 25.75%-7.5pp | 478.82%-460.6pp |
| Employer contribution / active EE | $3,667 | $4,209-12.9% | $3,723-1.5% | $4,839-24.2% |
| Participant deferral / active EE | $3,759 | $5,256-28.5% | $4,654-19.2% | $6,342-40.7% |
| Admin fee / account holder | $1,936 | $7,974-75.7% | $6,755-71.3% | $12,315-84.3% |