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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,410 | $107,368-94.0% | $92,915-93.1% | $152,909-95.8% |
| Participation rate | 70.0% | 79.8%-9.8pp | 76.0%-6.0pp | 82.5%-12.5pp |
| Annual return | 72.59% | 145.64%-73.1pp | 109.45%-36.9pp | 345.46%-272.9pp |
| Employer contribution / active EE | $1,387 | $4,222-67.1% | $3,653-62.0% | $4,764-70.9% |
| Participant deferral / active EE | $2,534 | $4,848-47.7% | $4,238-40.2% | $5,851-56.7% |
| Admin fee / account holder | $1,792 | $7,082-74.7% | $5,796-69.1% | $11,601-84.5% |