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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,488 | $217,427-80.5% | $185,837-77.1% | $167,518-74.6% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.77% | 148.39%-133.6pp | 122.08%-107.3pp | 478.71%-463.9pp |
| Employer contribution / active EE | $3,671 | $5,874-37.5% | $5,168-29.0% | $4,838-24.1% |
| Participant deferral / active EE | $5,958 | $6,357-6.3% | $5,568+7.0% | $6,342-6.1% |
| Admin fee / account holder | $1,783 | $19,816-91.0% | $16,241-89.0% | $12,312-85.5% |