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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,568 | $99,644-90.4% | $86,438-88.9% | $134,532-92.9% |
| Participation rate | 85.7% | 82.1%+3.7pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | 0.00% | 6787.26%-6787.3pp | 4397.19%-4397.2pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,263 | $4,402-48.6% | $3,769-40.0% | $4,741-52.3% |
| Participant deferral / active EE | $6,490 | $7,247-10.5% | $6,952-6.7% | $6,401+1.4% |
| Admin fee / account holder | $390 | $8,375-95.3% | $6,733-94.2% | $11,429-96.6% |