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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,754 | $176,120-83.1% | $159,487-81.3% | $167,553-82.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 22.69% | 331.95%-309.3pp | 263.71%-241.0pp | 478.89%-456.2pp |
| Employer contribution / active EE | $2,590 | $5,299-51.1% | $4,831-46.4% | $4,840-46.5% |
| Participant deferral / active EE | $3,573 | $7,752-53.9% | $7,354-51.4% | $6,343-43.7% |
| Admin fee / account holder | $734 | $12,561-94.2% | $10,804-93.2% | $12,316-94.0% |