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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,720 | $157,304-90.6% | $141,197-89.6% | $152,909-90.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 33.08% | 64.34%-31.3pp | 71.41%-38.3pp | 345.46%-312.4pp |
| Employer contribution / active EE | $2,087 | $5,263-60.3% | $4,736-55.9% | $4,764-56.2% |
| Participant deferral / active EE | $3,106 | $7,111-56.3% | $6,710-53.7% | $5,851-46.9% |
| Admin fee / account holder | $907 | $12,126-92.5% | $10,265-91.2% | $11,601-92.2% |