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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,765 | $97,881-27.7% | $80,004-11.5% | $125,389-43.6% |
| Participation rate | 66.7% | 77.9%-11.2pp | 73.0%-6.3pp | 83.2%-16.5pp |
| Annual return | -0.66% | 9.36%-10.0pp | 7.63%-8.3pp | 282.24%-282.9pp |
| Employer contribution / active EE | $12,840 | $3,128+310.5% | $2,473+419.3% | $4,866+163.9% |
| Participant deferral / active EE | $8,875 | $3,744+137.0% | $3,204+177.0% | $5,352+65.8% |
| Admin fee / account holder | $630 | $6,278-90.0% | $5,033-87.5% | $9,541-93.4% |