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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,276 | $114,119-79.6% | $107,187-78.3% | $138,895-83.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 16.93% | 273.21%-256.3pp | 204.55%-187.6pp | 145.39%-128.5pp |
| Employer contribution / active EE | $876 | $4,059-78.4% | $3,782-76.8% | $4,194-79.1% |
| Participant deferral / active EE | $2,650 | $5,538-52.1% | $5,096-48.0% | $6,396-58.6% |
| Admin fee / account holder | $2,817 | $10,024-71.9% | $9,162-69.3% | $12,562-77.6% |