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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,019 | $71,872+61.4% | $86,691+33.8% | $68,495+69.4% |
| Participation rate | 60.0% | 72.2%-12.2pp | 76.6%-16.6pp | 67.9%-7.9pp |
| Annual return | -16.34% | 3.53%-19.9pp | 35.94%-52.3pp | -7.84%-8.5pp |
| Employer contribution / active EE | $1,385 | $2,173-36.3% | $2,837-51.2% | $2,596-46.7% |
| Participant deferral / active EE | $3,911 | $3,779+3.5% | $4,656-16.0% | $4,028-2.9% |
| Admin fee / account holder | $27,359 | $6,112+347.6% | $7,492+265.2% | $5,403+406.3% |