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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,575 | $72,446-64.7% | $67,561-62.1% | $145,877-82.5% |
| Participation rate | 83.3% | 76.9%+6.5pp | 72.9%+10.4pp | 80.3%+3.0pp |
| Annual return | 38.98% | 7211.98%-7173.0pp | 3525.44%-3486.5pp | 551.28%-512.3pp |
| Employer contribution / active EE | $2,854 | $3,072-7.1% | $2,735+4.3% | $4,663-38.8% |
| Participant deferral / active EE | $11,525 | $4,785+140.9% | $4,003+187.9% | $6,691+72.3% |
| Admin fee / account holder | $711 | $5,541-87.2% | $4,006-82.3% | $13,402-94.7% |