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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,344 | $69,248-89.4% | $64,101-88.5% | $139,466-94.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 21.32% | 45.95%-24.6pp | 33.72%-12.4pp | 373.66%-352.3pp |
| Employer contribution / active EE | $1,747 | $3,185-45.1% | $2,749-36.4% | $4,754-63.2% |
| Participant deferral / active EE | $1,747 | $4,682-62.7% | $3,881-55.0% | $6,712-74.0% |
| Admin fee / account holder | $1,567 | $4,247-63.1% | $3,070-48.9% | $11,409-86.3% |