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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,828 | $49,896-26.2% | $80,627-54.3% | $75,173-51.0% |
| Participation rate | 78.4% | 55.3%+23.1pp | 67.0%+11.4pp | 67.2%+11.2pp |
| Annual return | 28.02% | 34.67%-6.7pp | 936.76%-908.7pp | 160.72%-132.7pp |
| Employer contribution / active EE | $2,907 | $1,699+71.2% | $2,723+6.8% | $2,671+8.9% |
| Participant deferral / active EE | $8,342 | $2,992+178.8% | $4,443+87.7% | $4,126+102.2% |
| Admin fee / account holder | $7,364 | $3,578+105.8% | $5,381+36.9% | $5,651+30.3% |