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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,294 | $174,379-76.3% | $152,093-72.8% | $138,895-70.3% |
| Participation rate | 41.2% | 81.6%-40.5pp | 77.8%-36.6pp | 79.9%-38.7pp |
| Annual return | 15.17% | 74.86%-59.7pp | 66.36%-51.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $1,006 | $4,652-78.4% | $4,175-75.9% | $4,194-76.0% |
| Participant deferral / active EE | $2,464 | $6,159-60.0% | $5,451-54.8% | $6,396-61.5% |
| Admin fee / account holder | $298 | $16,880-98.2% | $14,497-97.9% | $12,562-97.6% |