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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,446 | $96,388-89.2% | $80,627-87.0% | $139,466-92.5% |
| Participation rate | 42.9% | 73.6%-30.8pp | 67.0%-24.2pp | 80.3%-37.5pp |
| Annual return | 15.34% | 1352.08%-1336.7pp | 936.76%-921.4pp | 373.66%-358.3pp |
| Employer contribution / active EE | $737 | $3,260-77.4% | $2,723-72.9% | $4,754-84.5% |
| Participant deferral / active EE | $1,293 | $5,224-75.2% | $4,443-70.9% | $6,712-80.7% |
| Admin fee / account holder | $1,071 | $6,603-83.8% | $5,381-80.1% | $11,409-90.6% |