Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,284 | $72,492-69.3% | $87,102-74.4% | $72,983-69.5% |
| Participation rate | 68.3% | 72.8%-4.5pp | 76.9%-8.6pp | 69.5%-1.2pp |
| Annual return | 21.57% | 24.46%-2.9pp | 28.19%-6.6pp | 81.01%-59.4pp |
| Employer contribution / active EE | $1,428 | $1,894-24.6% | $2,521-43.3% | $2,440-41.5% |
| Participant deferral / active EE | $1,867 | $3,270-42.9% | $4,048-53.9% | $3,608-48.2% |
| Admin fee / account holder | $645 | $5,055-87.2% | $7,491-91.4% | $5,124-87.4% |