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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,128 | $107,941-92.5% | $91,994-91.2% | $152,897-94.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 19.26% | 89.28%-70.0pp | 69.04%-49.8pp | 345.43%-326.2pp |
| Employer contribution / active EE | $1,726 | $4,212-59.0% | $3,453-50.0% | $4,764-63.8% |
| Participant deferral / active EE | $2,405 | $6,366-62.2% | $5,924-59.4% | $5,851-58.9% |
| Admin fee / account holder | $1,421 | $10,521-86.5% | $7,744-81.7% | $11,599-87.8% |