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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,337 | $110,410-79.8% | $102,437-78.2% | $145,897-84.7% |
| Participation rate | 45.0% | 77.9%-32.9pp | 74.5%-29.5pp | 80.3%-35.3pp |
| Annual return | 15.09% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,742 | $4,217-58.7% | $3,871-55.0% | $4,663-62.6% |
| Participant deferral / active EE | $3,503 | $5,622-37.7% | $5,060-30.8% | $6,689-47.6% |
| Admin fee / account holder | $1,449 | $9,745-85.1% | $8,388-82.7% | $13,390-89.2% |