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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,502 | $111,535-70.0% | $105,223-68.2% | $137,256-75.6% |
| Participation rate | 8.3% | 78.1%-69.8pp | 75.0%-66.7pp | 80.0%-71.6pp |
| Annual return | 15.83% | 237.85%-222.0pp | 180.65%-164.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $3,098 | $3,939-21.4% | $3,689-16.0% | $4,156-25.5% |
| Participant deferral / active EE | $6,375 | $5,500+15.9% | $5,072+25.7% | $6,407-0.5% |
| Admin fee / account holder | $353 | $9,721-96.4% | $8,859-96.0% | $12,270-97.1% |