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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,502 | $129,737-74.2% | $119,126-71.9% | $154,746-78.4% |
| Participation rate | 8.3% | 78.9%-70.5pp | 75.8%-67.4pp | 80.7%-72.4pp |
| Annual return | 15.83% | 379.08%-363.3pp | 282.11%-266.3pp | 172.34%-156.5pp |
| Employer contribution / active EE | $3,098 | $4,375-29.2% | $4,034-23.2% | $4,379-29.3% |
| Participant deferral / active EE | $6,375 | $5,842+9.1% | $5,318+19.9% | $6,730-5.3% |
| Admin fee / account holder | $353 | $11,961-97.0% | $10,693-96.7% | $14,365-97.5% |