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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,187 | $71,215-47.8% | $93,696-60.3% | $80,935-54.1% |
| Participation rate | 20.0% | 60.4%-40.4pp | 68.7%-48.7pp | 67.7%-47.7pp |
| Annual return | 14.98% | 11.27%+3.7pp | 133.74%-118.8pp | 35.66%-20.7pp |
| Employer contribution / active EE | $576 | $1,565-63.2% | $2,422-76.2% | $2,757-79.1% |
| Participant deferral / active EE | $1,955 | $4,037-51.6% | $4,417-55.7% | $4,299-54.5% |
| Admin fee / account holder | $368 | $6,958-94.7% | $8,287-95.6% | $6,924-94.7% |