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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,186 | $70,418-88.4% | $96,570-91.5% | $85,847-90.5% |
| Participation rate | 28.6% | 61.8%-33.2pp | 69.8%-41.3pp | 69.3%-40.7pp |
| Annual return | 0.00% | 18.59%-18.6pp | 37.79%-37.8pp | 318.61%-318.6pp |
| Employer contribution / active EE | $351 | $1,413-75.2% | $2,357-85.1% | $2,565-86.3% |
| Participant deferral / active EE | $1,969 | $2,894-32.0% | $3,849-48.9% | $3,952-50.2% |
| Admin fee / account holder | $97 | $4,995-98.1% | $6,182-98.4% | $6,261-98.4% |