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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,260 | $93,345-79.4% | $119,126-83.8% | $87,485-78.0% |
| Participation rate | 76.0% | 68.7%+7.3pp | 75.8%+0.2pp | 68.9%+7.1pp |
| Annual return | 19.10% | 19.08%0pp | 282.11%-263.0pp | 26.06%-7.0pp |
| Employer contribution / active EE | $2,437 | $3,172-23.2% | $4,034-39.6% | $2,596-6.1% |
| Participant deferral / active EE | $4,254 | $4,099+3.8% | $5,318-20.0% | $4,274-0.5% |
| Admin fee / account holder | $549 | $8,039-93.2% | $10,693-94.9% | $7,775-92.9% |